I just learned how much money I'm flushing down the toilet by participating the Social Security scam:
You can expect to pay $383,219 in Social Security taxes over your working life for retirement and survivors benefits. For those taxes, you can expect to receive $2,525 a month in Social Security retirement benefits. Your rate of return under today's Social Security is 0.03%.
However, if you had been able to invest all of your Social Security taxes in a Personal Retirement Account (PRA), you would have had a total of $1,246,148 when you retired. Your monthly benefits would have been $10,151. You lost $7,626 a month.
And my only consolation is my confidence that FDR is burning in hell.